Financing for every credit situation
See what you qualify for — from $11 down
Good credit, bad credit, or no credit — we have options including buy now, pay later with no credit needed. Tell us a little and we’ll text you your options.
Get your options by text
Takes 15 seconds. No forms, no paperwork — a real person texts you what you qualify for.
No commitment and no impact on your credit to ask. We’ll text you from our store line. Reply STOP anytime.
Ready now? Apply in minutes
Real decisions from our financing partners — most use a soft credit check, so applying won’t impact your FICO® score.
Approval decisions and terms are made by each financing partner, not by Factory Furniture Outlet. We also offer Wells Fargo financing in store.
Rather talk it through? Call or text (708) 283-5030 · 4250 211th St, Matteson · Mon–Sat 10–7, Sun 11–4